NestHK · Agent Zone
Agent Tools｜Stamp Duty, Mortgage & Commission
Free tools by NestHK for Hong Kong property agents: stamp duty, total buying cost, mortgage capacity, rental yield, PSF compare, commission split, multi-platform listing copy.
HK Home-Buying Stamp Duty Calculator (AVD) | 2026 Bands
Enter the price and property type to instantly get the ad valorem stamp duty, the band and the effective rate — including the 6.5% super-luxury tier for deals over HK$100M effective 2026-02-26.
→Total Buying Cost Calculator: Cash Needed to Close
Price + stamp duty + agent commission (adjustable for both sides) + legal fees + incidentals — see at a glance how much cash your client really needs to buy.
→Free HK Mortgage Loan & Affordability Calculator
Price + first-time / fixed-income + monthly income + other debt, to get the max loan-to-value (bank 70% or higher via MIP), max loan, min down payment and whether your DSR passes.
→Rental Yield Calculator | Gross & Net
Price + monthly rent + vacancy + management fee + annual fixed costs, to get gross yield, net yield and payback years — compare listings at a glance.
→Saleable vs Gross PSF | Efficiency Rate
Enter the price, saleable area and gross area to compare saleable PSF and gross PSF, and reveal the efficiency rate and how much you pay for non-saleable space.
→Agent Commission Split | Co-broke
Price + total commission + both sides’ split + agency cut, to work out exactly how much you, the other agent and each agency take home in a co-broke deal.
→Agent Listing Copy Generator (28Hse & More)
Enter listing data and selling points to generate multi-platform titles and copy for 28Hse / Centaline / Midland / Xiaohongshu (mainland-newcomer audience), with optional ROI investment angles.
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