NestHK · Free Tools

Your first 90 days in Hong Kong

A checklist tailored to your status: rent, utilities, bank, SIM, school, healthcare — step by step. For Top Talent, QMAS, ASMTP, dependant, student, digital nomad and expat.

Top Talent A (annual income HK$2.5M+): first stay 3 years; renewal needs proof of substantive work or business in HK. Keep income and business records early.

Done 0 / 15

Days 1–30 · sort it now

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Days 31–60 · settle the family

Days 61–90 · get steady

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Grab the checklist · weekly reminders

Leave your email to be an early user of the "New-to-HK 90-Day Settle Helper" — housing, banking, utilities, all in one flow. First 1,000 free.

NestHK · Data before recommendation. This checklist is general reference; follow official government guidance.

About this tool

N

NestHK

NestHK editorial team — data analysts and on-the-ground Hong Kong renting & buying researchers turning open government data and public transaction records into actionable neighbourhood advice.

Basis of calculation

  • HK Inland Revenue Department — residential Ad Valorem Stamp Duty (AVD) bands
  • HKMA mortgage guidance (70% LTV cap / 50% DSR)
  • Rating and Valuation Department — price & rent statistics
  • Census and Statistics Department — household income & housing
  • Hong Kong Open Data Portal DATA.GOV.HK

This tool is for decision reference only. All calculations are based on the assumptions you enter and do not constitute investment, legal or tax advice. Figures are shown in their original currency, without inflation or personal tax adjustments. Data provided by NestHK — see more housing-decision tools in the free tools.

Your first 90 days in Hong Kong · NestHK